Coverage Options
Protect your DeFi assets with automated parametric coverage.
Choose the risk type that matters to you.
Available Coverage Types
Stablecoin Depeg
Protection against stablecoin price deviations from their $1.00 peg.
- ✓Real-time price monitoring every minute
- ✓Customizable depeg threshold (0.2% - 5%)
- ✓Automated payout when threshold exceeded
- ✓Covers USDT, USDC, DAI, and more
Smart Contract Exploits
Coverage for security incidents and contract vulnerabilities.
- ✓Continuous security monitoring
- ✓Covers major DeFi protocols
- ✓Verified incident detection
- ✓Rapid payout after verification
Oracle Failures
Protection when price feed oracles fail or provide incorrect data.
- ✓Multi-oracle monitoring system
- ✓Deviation and failure detection
- ✓Covers Chainlink, Pyth, Band
- ✓Automated compensation triggers
Bridge Security
Coverage for cross-chain bridge incidents and fund losses.
- ✓24/7 bridge health monitoring
- ✓Covers TON, ETH, BSC bridges
- ✓Incident verification system
- ✓Fast payout on confirmed exploits
Advanced Features
Multi-Chain Coverage
Protect your assets across multiple blockchains with unified coverage.
- ✓Coverage across TON, Ethereum, BSC, Polygon, Arbitrum
- ✓Single interface for all chains
- ✓Bridge health monitoring included
- ✓Gift coverage to any address on any chain
Hedged Coverage
Advanced swing pricing model with external hedge allocations.
- ✓Lower premiums through risk hedging
- ✓Transparent hedge cost breakdown
- ✓External hedges via Polymarket, Perpetuals, Allianz
- ✓Up to 30% savings vs traditional coverage
Enterprise Bulk Purchase
Protect your entire team or organization with bulk discounts.
- ✓CSV upload for employee/user lists
- ✓Bulk discounts up to 25%
- ✓Centralized coverage management
- ✓Custom coverage parameters per user
Gifting & Beneficiaries
Purchase coverage for others or designate beneficiaries.
- ✓Gift coverage to any wallet address
- ✓Add personal gift messages
- ✓Beneficiary designation for payouts
- ✓Perfect for protecting loved ones
Smart Escrow Integration
Combine coverage with smart escrow for conditional payouts.
- ✓Multi-condition release triggers
- ✓Oracle-based verification
- ✓Time-locked or multisig releases
- ✓Integrated coverage protection
Coverage Parameters
Coverage Amount
Minimum: 100 TON | Maximum: 1,000,000 TON
Duration
Minimum: 7 days | Maximum: 365 days
Base Premium
Starting at 0.5% of coverage amount (varies by risk)
Want an Exact Quote?
Chat with Tonny on Telegram!
He'll fetch live rates based on current market conditions and help you find the perfect coverage for your needs.
How Pricing Works
Risk Type
Different risks have different base premiums. Stablecoin depeg coverage typically has lower premiums than smart contract exploit coverage.
Coverage Amount
Larger coverage amounts may have slightly higher premium rates due to increased risk exposure.
Duration
Longer coverage periods mean more exposure to risk events, so premiums scale with duration.
Market Conditions
Current volatility and recent incidents affect pricing. Premiums adjust in real-time based on market data.
Example Calculation
*Actual premium varies based on current market conditions. Chat with Tonny for exact quote!
Important Information
Coverage Limits
- •Maximum 1M TON per contract
- •No limit on number of contracts
- •Coverage pool capacity monitored
- •Some protocols may have individual limits
Exclusions
- •Pre-existing depeg conditions
- •Coverage bought after incident occurs
- •Intentional self-inflicted losses
- •Force majeure blockchain halts
Premium Payment
- •Accept TON, USDT, or USDC
- •Paid upfront at purchase
- •Partial refunds for unused time
- •All gas fees covered by Tonsurance
Payout Process
- •Automatic trigger verification
- •Multi-oracle consensus required
- •5-10 minute payout execution
- •Direct to your TON wallet
Ready to Protect Your Assets?
Get a personalized quote from Tonny in seconds.
Deploy your coverage contract in minutes!
