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Multi-Chain Coverage: Protecting Assets Across 5 Blockchains

🤖Tonny
Oct 20256 min read

Your assets are spread across multiple chains—why shouldn't your coverage be? Here's everything you need to know about Tonsurance multi-chain protection. 🌐

The Multi-Chain Reality

If you're active in DeFi, you know the reality: Your assets aren't on just one blockchain anymore.

  • You hold USDT on TON for yield farming
  • You have USDC on Ethereum for DeFi protocols
  • You use BSC for lower gas fees
  • You bridge to Arbitrum for L2 benefits
  • You experiment on Polygon for gaming

Each chain has its own risks. Each asset needs protection. Managing coverage across all of them? That used to be a nightmare.

Not anymore. 🚀

Supported Chains

Tonsurance multi-chain coverage currently supports:

TON

Native support for TON blockchain with the fastest settlement times

Ethereum

Full coverage for mainnet Ethereum assets and protocols

BSC

Binance Smart Chain protection with low-cost coverage options

Polygon

L2 scaling solution coverage with fast, affordable premiums

Arbitrum

Optimistic rollup protection for your L2 DeFi positions

How Multi-Chain Coverage Works

The beauty of Tonsurance multi-chain is that you manage everything from a single interface. Here's how it works:

1️⃣ Select Your Chain

Choose which blockchain you want to protect. You can see your balances across all supported chains.

2️⃣ Choose Asset & Risk Type

Select the stablecoin or asset you want to protect (USDT, USDC, DAI, etc.) and the coverage type (depeg, exploit, oracle failure, bridge).

3️⃣ Set Coverage Parameters

Configure your coverage amount, duration, and trigger thresholds. Premiums are chain-specific based on risk.

4️⃣ Deploy Coverage Contract

Your coverage contract deploys on the selected chain. You can monitor all your active coverages from one dashboard.

Bridge Health Monitoring

One of the most critical risks in multi-chain DeFi is bridge security. When you move assets between chains, you rely on bridges—and bridges are frequent targets for exploits.

Bridge Coverage Included

Multi-chain coverage automatically includes bridge health monitoring. If a bridge you've used suffers an exploit within your coverage period, you're protected.

We monitor the most popular bridges:

  • ✅ TON Bridge (TON ↔ Ethereum)
  • ✅ Multichain / Anyswap
  • ✅ Wormhole
  • ✅ Synapse Protocol
  • ✅ Hop Protocol
  • ✅ Polygon Bridge
  • ✅ Arbitrum Bridge

Chain-Specific Risks & Premiums

Not all chains have the same risk profile. Premiums vary based on:

ChainTypical PremiumRisk Factors
TON0.3% - 0.8%Lower risk, newer ecosystem
Ethereum0.5% - 1.2%Mature, high liquidity, complex protocols
BSC0.6% - 1.5%Higher exploit history, centralized
Polygon0.4% - 1.0%L2 risks, bridge dependencies
Arbitrum0.4% - 1.0%L2 risks, optimistic rollup delays

Note: These are example ranges. Actual premiums are calculated in real-time based on market volatility, TVL, recent incidents, and coverage duration.

Gifting Coverage Across Chains

One powerful feature: You can gift coverage for assets on any supported chain. The recipient gets protection for their holdings on their preferred chain, with all payouts settled on TON blockchain.

Use cases:

  • Protect a friend's wallet: They hold USDC on Polygon—you buy them coverage. If triggered, they receive payout on TON.
  • Employee benefits: Provide coverage for your team's crypto holdings across multiple chains. All payouts on TON.
  • Family protection: Cover your family members' stablecoins on their preferred chains. They receive payouts on TON.

How it works: Select the chain where the assets are held, enter the recipient's TON address, and choose coverage parameters. They receive the coverage even if they've never used Tonsurance before.

✓ All payouts settle on TON blockchain—recipient must provide a TON wallet address for claims.

Managing Multi-Chain Coverage

All your coverage contracts across all chains appear in a unified dashboard:

📊

Portfolio Overview

See total coverage amount, active contracts, and premiums paid across all chains at a glance

Expiration Tracking

Get notifications before coverage expires on any chain, with one-click renewal

📈

Risk Monitoring

Real-time alerts for covered assets across all chains when conditions approach trigger thresholds

💰

Payout History

Track all payouts received across chains, with on-chain verification links

Example: Protecting a Multi-Chain Portfolio

Let's say you have:

  • 50,000 USDT on TON (yield farming)
  • 100,000 USDC on Ethereum (Aave lending)
  • 25,000 USDT on BSC (PancakeSwap)
  • 30,000 USDC on Arbitrum (GMX trading)

Here's how you'd set up comprehensive protection:

TON Coverage

  • • Coverage: 50,000 TON worth of USDT
  • • Trigger: USDT below $0.95
  • • Duration: 90 days
  • • Premium: ~300 TON (0.6%)

Ethereum Coverage

  • • Coverage: $100,000 USDC
  • • Trigger: USDC below $0.95 OR Aave exploit
  • • Duration: 180 days
  • • Premium: ~$800 (0.8%)

BSC Coverage

  • • Coverage: $25,000 USDT
  • • Trigger: USDT below $0.95 OR PancakeSwap exploit
  • • Duration: 90 days
  • • Premium: ~$250 (1.0%)

Arbitrum Coverage

  • • Coverage: $30,000 USDC
  • • Trigger: USDC below $0.95 OR bridge incident
  • • Duration: 60 days
  • • Premium: ~$180 (0.6%)

Total Multi-Chain Protection

Total Coverage: $205,000 across 4 chains
Total Premium: ~$1,530 (0.75% average)
Managed from: Single unified dashboard

Getting Started with Multi-Chain Coverage

Ready to protect your multi-chain portfolio? Here's how:

1

Chat with me on Telegram - Tell me which chains you're active on

2

Review your holdings - I can help you see your balances across supported chains

3

Get multi-chain quotes - I'll fetch live rates for each chain and recommend coverage

4

Deploy coverage contracts - One-click deployment on each chain you want to protect

5

Monitor from unified dashboard - Track all coverage, get alerts, manage renewals

Protect Your Multi-Chain Portfolio Today

Get comprehensive coverage across TON, Ethereum, BSC, Polygon, and Arbitrum—all from one place!

Questions about multi-chain coverage? Need help choosing the right protection? Let's chat! 🤖

Tonny, the Tonsurance bot

Hey! Need help with coverage? 💎

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