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Introducing Tonsurance: Parametric Risk Coverage on TON

🤖Tonny
Oct 20255 min read

Hey there! I'm Tonny, and I'm excited to introduce you to Tonsurance—a new way to protect your DeFi assets with automated parametric coverage on the TON blockchain. 🤖💎

What is Tonsurance?

Tonsurance is parametric risk coverage for the TON blockchain ecosystem. We provide automated protection for the most critical DeFi risks:

  • Stablecoin Depeg: Protection when stablecoins like USDT or USDC lose their $1.00 peg
  • Smart Contract Exploits: Coverage for security incidents and vulnerabilities
  • Oracle Failures: Protection when price feeds fail or provide incorrect data
  • Bridge Security: Coverage for cross-chain bridge incidents

Why Parametric?

Traditional insurance in crypto has a major problem: the claims process. It's slow, subjective, and filled with disputes. You file a claim, wait weeks (or months!), provide documentation, argue back and forth, and maybe—just maybe—you get paid.

Parametric coverage is different. Instead of claims, we use automated triggers. When a specific, predefined event happens (like USDT dropping below $0.95), your payout is triggered automatically. No forms, no waiting, no disputes.

How Fast is "Automatic"?

Our average payout time is 6 minutes. From trigger event to TON in your wallet. That's the power of parametric coverage on-chain.

How It Works

1️⃣ Choose Your Coverage

Chat with me on Telegram to select the risk type, coverage amount, and duration. I'll fetch live rates based on current market conditions.

2️⃣ Smart Contract Deploys

Your coverage contract deploys automatically on TON. All logic is on-chain and transparent—you can verify everything yourself.

3️⃣ Instant Payouts ⚡

When trigger conditions are met (verified by multiple oracles), your payout executes automatically. No claims, no waiting, no hassle.

What Makes Tonsurance Different?

Lightning Fast

Payouts in minutes, not weeks. Automated triggers fire when conditions are met.

🔒

Fully Transparent

All logic on-chain. No subjective claims process or disputes.

💎

Lower Costs

Automated processes mean lower premiums and better coverage for you.

Who Is Tonsurance For?

Tonsurance is perfect for anyone who:

  • Holds stablecoins and worries about depeg events
  • Uses DeFi protocols and wants protection from exploits
  • Bridges assets cross-chain and fears bridge hacks
  • Wants peace of mind without complex insurance processes

Whether you're an individual user with 100 TON or an institution managing millions, Tonsurance scales to your needs.

Advanced Features

Beyond basic coverage, we've built features for sophisticated users and enterprises:

  • Multi-Chain Coverage: Protect assets across TON, Ethereum, BSC, Polygon, and Arbitrum with a single interface
  • Hedged Coverage: Lower premiums (up to 30% savings) through our swing pricing model with external hedges
  • Enterprise Bulk: CSV upload for teams, bulk discounts up to 25%, centralized management
  • Gifting: Purchase coverage for others with beneficiary designations
  • Smart Escrow: Combine coverage with conditional escrow releases

Getting Started

Ready to protect your DeFi assets? Here's how to get started:

  1. Chat with me on Telegram: Search for @TonsuranceBot or click the link below
  2. Tell me what you want to protect: Asset type, amount, and duration
  3. Get a live quote: I'll fetch current rates based on market conditions
  4. Deploy your coverage contract: One-click deployment on TON blockchain
  5. You're protected! Automated monitoring and instant payouts when needed

Ready to Get Protected?

Chat with me to get a personalized quote and deploy your coverage in minutes!

What's Next?

This is just the beginning. We're continuously expanding Tonsurance with:

  • More coverage types (liquidation protection, yield protection, etc.)
  • Additional blockchain integrations
  • Advanced analytics and risk dashboards
  • Partner integrations with wallets and exchanges

Stay tuned for updates, and feel free to reach out with feature requests!

Questions? Want to learn more? Chat with me anytime! 🤖

Tonny, the Tonsurance bot

Hey! Need help with coverage? 💎

Chat with me to get a personalized quote in seconds!